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Theodore Lowe, Ap #867-859
Sit Rd, Azusa New York

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Member, Governing Council and Managing Consultant/CEO, Kellki and Associate Nigeria Limited

He is a young Dynamic, Articulate, Analytical, Result-oriented, and financial information provider in all accounting levels for management and Board Decision-Making, and personnel information in all managerial levels for management decisions.

He is an accomplished economist, financial and investment analyst and astute professional in many fields, committed to global best standard of business and corporate citizenship practices. He is also called “MR. RISK” because of his involvement in risk management issues with many companies. He holds HND in accountancy, B.SC in Economics (Ed) from Lagos State University and Master in Business Administration (MBA-Finance) from the same University, Master in Educational Management and Diploma in Computer Science from University of Lagos. He has MSC- Economics; a Ph.D holder in Economics from European-American University and another Ph.D in view in Educational Administration from Lagos State University. He also holds the following professional qualifications, ACA, ACMA, ACM of the Institute of Certified Cost Management, Member of the Institute of Credit Administration (MICA); Fellow of the Institute of Chartered Economists of Nigeria (FCE); Fellow of the Institute of Chartered Economists of Ghana; Fellow of Chartered Institute of Management Accountants (FCMA); Fellow of Association of Economists and Statisticians of Nigeria, Fellow of the Chartered Institute of Loan and Risk Management of Nigeria, Associate Member of Institute of Certified Public Accountants (ACPA), Chartered Financial Manager of the Chartered Institute of Professional Financial Manager (CIPFM) USA, Certificate in Real Estate Law, USA and DR.ICRMP- International Certified Risk Management Professionals, UK. He has holds many management positions. He rose from the position of Finance/Admin manager to Chief Operating Officer of Baico Properties Limited (the then subsidiary of British-American Insurance Plc). After which he had worked in other several capacities as both the Managing Director of Sim Trustfund Investment Ltd (A Stockbroking and Fund Managers); and Hazonwao Assets Management (A Fund Management Company and Stockbroking was secondary). He also serves as the Managing Director of Hazonwao Resources Limited, the training arm of the company before he disengaged. He is an experienced Organizational Structural Analyst, Financial Analyst and a Risk Analyst Expert. He has been involved in loan recovery exercise for some micro finance banks in Nigeria.

He is currently a season consultant with Kellki & Associates (Subsidiary of Kellki Nigeria Ltd.). He has presented many seminar papers in various fields both in Nigeria and overseas.

He was appointed as one of the consultant that designed a framework for both Risk Experts and Finance & Control position in the Central Bank of Nigeria (CBN). He is a certified trainer with Chartered Institute of Professional Financial Managers-USA. Presently, designed risk curriculum (syllabus) for Federal Polytechnic Oil and Gas, Bonny, Rivers State.